This is part four in a series about Christmas on a Budget. If you’ve been following this series, so far you have: Compiled a list of everything you spend money on at Christmas and penciled in the amount you spend on each category. Chosen items from the list that you could eliminate. Evaluated the list […]
The following is a guest post. If you’re worried about APR and the fees and charges that go along with holiday spending, you can either fret and worry or you can take practical steps toward spending less as we herald in the new year. November and December are notorious for breaking the family bank, what with […]
A reader named Sakura sent me an email asking the following question: How do you keep costs down with teenagers? I have 18, 15, and 7 year-olds. The first 2 are getting harder to shop for because they are wanting and needing bigger items. Great question, Sakura, and one every parent of a teen can […]
This post is part three in a series about Christmas on a Budget. You can see part one here and part two here. In the last installment in this series, we talked about eliminating things from your Christmas as a way of saving money and making your holiday more enjoyable. Hopefully you were able to […]
This week I got the envelope I most love getting in the mail: my PerkStreet debit card cash back rewards. I take my rewards in the form of a MasterCard Reward Card and this one is worth $100. That brings our PerkStreet rewards to date to $560. Normally I use these cards to pay down […]
This post is part two in a series on Christmas on a Budget. You can see part one here. A number of years ago, we sat down as a family and discussed what it was that we most wanted to do/see/buy/attend that Christmas season. The idea was to focus on the things that meant the […]
This is part one in a four part series on doing Christmas on a Budget. See part two here. I’m not the best at budgeting. That’s probably not the best thing for a personal financial blogger to put out there, but there it is. But where I fail at the big picture, month-to-month budgeting, I […]
Insurance is one of those things you hate paying for until you need it. But going uninsured — or underinsured — is a short-sighted way to save some money. There are legitimate ways of keeping your insurance expenses in check, however. Here are four ways you can lower the cost of your insurance: Raise your […]
One of the most popular posts on this blog is The Best “How I Got Out of Debt” Stories on the Web. While there’s plenty of information available online about getting out of debt, there’s something inspiring about a first person account of how someone has actually done it. With that in mind, here’s a […]
Even people who aren’t into the stock market know that first rule of investing is “buy low and sell high.” Unfortunately, another common piece of investing advice is “don’t try to time the market.” Well if you don’t try to time the market, how in the world are you supposed to buy low and sell […]
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