Hire yourself. Make your family's finances your business. TheFamilyCEO.com

When this blog began in 2006, I was a stay-at-home mom with a husband, two kids, two dogs, and an ordinary life in the suburbs of Kansas City. And like a lot of stay-at-home moms, I was brainstorming ways I could add to our family’s income.

Our finances were in okay shape, and by that I mean we paid our bills on time and our good credit scores reflected that. But we weren’t getting anywhere with our money.

• We had too much debt and not enough savings.

• Our daughter was four years away from college and we had very little saved.

• We were in our early 40s and knew we needed to be doing more to prepare for retirement.

I was considering a part-time job, but income wasn’t our problem.

Extra income is always nice, of course, but we had more than enough for a good life. Our problem was that we weren’t making the most of the income we already had.

Specifically: we weren’t using our income to build wealth, we were using it to qualify for payments.

Taking all of this into account it occurred to me that if I were to really focus on our money – like it was my job – that that could make as much of a difference as a part-time job.

So I hired myself to make over our family’s finances and The Family CEO was born.

As it turns out, focus is a powerful thing.

Since I hired myself we’ve been able to:

• Pay off over $59,000 in debt.

• Put both of our kids through college using cash.

• Increase our retirement savings.

• Start and grow an emergency fund.

Now, in case I made all of that sound easy, know that this has been a journey. A journey we’re still on. And the route from there to here hasn’t been a direct one.

We’ve lost focus at times and made less than perfect decisions. But we’ve always found our way back to the path and we’ve discovered some important things along the way:

• The more we pay off debt, the less we’re okay with it. That’s why those debt-free college educations were so important to us.

 • Paying off debt and building your savings can be as fun as spending. Addictive even.

• Found money – a strategy that I ran across while paying off debt – makes a big difference in your finances. BIG. It’s like finding an income stream you didn’t know you had.

So that’s what we talk about here: paying off debt, putting kids through college, saving and investing, and doing it all as simply as possible.

If that sounds interesting to you, you can have future Family CEO posts delivered via email. And comments on posts are always welcome.

Thanks very much for stopping by. I’m happy you’re here.


9 Replies to “About”

  1. Julie,
    You are absolutely one of the best personal finance bloggers online. I love your work and appreciate your insights. Keep up the great work and I’ll keep reading!


  2. Julie,
    Just read your bio over here at Family Ceo, after connecting with you via email about Mr Rebates commissions, and I am SO similar to you in my view about our family finances and goals. I’m looking forward to reading all your blog posts!

  3. Hi Julie,

    My name is Christy Kondogiani and I work for Cari Cucksey who has her own HGTV show called Cash and Cari. I’m a new member to her team and also will be on the show (Season 3) starting this Febr. Just wanted to say that I try to find a lot of fun articles and blogs to post to our readers (we’re also working on a blog ourselves) and I found your blog just today so I hope you don’t mind I mentioned you a few minutes ago on our RePurpose FB pages. :) Your blog is awesome as I’m also married and a mother of two little girls. Everything we stand for at RePurpose is exactly what you live as well…it’s great to see you talking about it to your readers too! :) Just wanted to say hi and let you know that I put a link to you on our FB pages…RePurpose and RePurpose Estate Services…hope it gets you more readers!! :)
    Thanks so much! Happy New Year! :)

  4. Hello, I’ve just found your website.

    You mention “hiring” yourself as CEO. I love taking a business approach around the home. There are many things we do at home, or with home finances that would never be tolerated in a business. Great site!

  5. Julie
    I am 42 yrs old, an avid fan of both the internet, reading, educating myself as often as possible, and of course FINANCES……but in all my years of doing the above this will be maybe the 3rd time I’ve commented publicly anywhere on anything and the first time leaving my email in order to get regular notifications (on purpose anyway).

    Love the blog, love your sunny but serious minded outlook…..its almost infectious! I look forward to future reading and the more than helpful advice.

    Have a wonderful evening,

    New Orleans, LA

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