The following is a guest post.
Most of us are already backing out of the New Year’s resolutions we vowed we’d abide by only a few weeks ago. But if yours was to make 2012 the year you finally get your weight under control, then prepare for a much-needed boost of motivation. As it turns out, eating less and leading a more active lifestyle is certain to result in not only a healthier life, but improved personal finances as well. Before you completely give up on your resolution for the new year consider the following five ways in which diet and exercise will lead to more money in your pocket both immediately and in the long run:
Lowered travel costs: If you live in a centralized location, then part of integrating healthy living into your lifestyle would be to walk and bicycle to places you’d normally use an automobile or mass transit to get to. Such self-driven modes of transportation are completely free, so either dust off those sneakers or get that bike out of New York self storage.
Lowered food costs: This one is obvious. Key to any successful attempt at overeating is controlling our portions and cutting out the snacks in between meals. By doing this and sticking to it, you’re guaranteed to save serious sums of cash by reducing the amount of times you have to go to the grocery store, and the amount of money you spend when you’re there.
Lowered insurance rates: When it comes to life insurance and getting your own health insurance, weight to height ratio matters. It’s a central factor in determining the monthly rate of your policy, as increased weight means an increased risk of certain health complications for the policy holder. By getting to a healthy weight and sticking to it, you’ll see your insurance rates plummet.
Less free-time expenditures: Leading an active life can help you eliminate the want of costly ways to spend your free time, such as mall hopping and watching pay-per-view events on the weekend. Before you stop and say “But the gym costs money!”, keep in mind that there are countless ways to stay active without high expense, such as hiking, playing tennis, or surfing.
Less wardrobe replacing: Roller coaster weight loss trends based on fad diets and other short-term solutions result in having to constantly update your wardrobe to find enough clothes to fit. Finally getting into shape and maintaining a healthy weight will cause such waste to cease. In addition, plus-sized clothing is increasingly being priced higher.
If you were struggling to stay true to your “get in shape” resolution, hopefully this list gave you the drive to carry onward with your goals. Diet and exercise won’t just lead to a healthier life, it’ll lead to improved personal finances as well. Stick to it and you’re sure to experience the benefits of both for yourself.