When someone mentions a do-it-yourselfer I tend to think of those folks on HGTV who pave their own driveways or re-tile their kitchens. No doubt those people save a lot of money and add a lot of value to their homes. And while I like to watch those shows, I definitely don’t fall into that […]
A couple of weeks ago I wrote about some college fund housekeeping I was doing. Part of that process was to take some cash out of our Upromise account. Upromise, as you might know, is a site that allows you to earn money for purchases you make online and at grocery stores, restaurants, etc. I […]
When on vacation I like to seek out independent books stores to visit. (At home I usually patronize chain stores and Amazon…go figure.) While on vacation in Florida a couple of months ago I found a great used book store and picked up a copy of Jean Chatzky’s Pay It Down! I am familiar with […]
I’m a documentary nerd. I love them. And here’s one I’m dying to see: Maxed Out. It’s a Super Size Me-type film about the credit card industry. It features everyone from Alan Greenspan to Jerry Falwell. It also has two of my favorite financial experts: Dave Ramsey and Elizabeth Warren. Unfortunately, it’s only been shown […]
Personal finance bloggers have some crazy/igenious ways of making money online. Two of my favorite blogs for ideas on this topic are My Money Blog and The Money Dummy. A lot of ideas I’ve encountered from personal finance bloggers center around the use of credit cards, which I’m not comfortable with, and things like taking […]
Last month I entered the world of online banking. I took advantage of a referral link and opened an ING savings account. The interest rate is a respectable 4% and I received a $25 bonus in my account for opening it. Not bad. The way the ING referral program works is the refer-er gets a […]
My recent efforts at saving money have focused on our grocery bill. For me, grocery includes health and beauty items and household items like cleaning supplies. In this regard I have found that keeping a Price Book one of the most helpful things I do. In its most basic form, a Price Book is simply […]
Keeping a Price Book is simple, but it can be overwhelming at first. Below are my ideas for starting and maintaining a Price Book with a minimum of time and effort. Start with just a few stores. It can be tempting at first to run all over town and check out every store available to […]
I love personal finance and have, therefore, read and listened to lots of financial experts. No one has impacted our personal finances as much as Dave Ramsey. I find other experts interesting and maybe picked up a pointer or two or have something I already know reinforced but Dave Ramsey has actually impacted our finances […]
In our journey to get out of debt, I have found that I love playing around with debt reduction calculators to see how long it will take and what the impact of lowering interest rates, making extra payments, etc. will have. The best calculator I have found so far is Mary Hunt’s RDRP (Rapid Debt […]
- “Whenever you feel ‘short’ or in ‘need’ of something, give what you want first and it will come back in buckets. That is true for money, a smile, love, friendship. I know it is often the last thing a person may want to do, but it has always worked for me. I just trust that the principle of reciprocity is true, and I give what I want.” – Robert Kiyosaki
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