I always hate it when bloggers who have gone MIA start their posts with I’m so sorry I’ve been gone so long…
But, really, I’m so sorry I’ve been gone so long.
The truth is that I’ve been having so much fun over at Creating This Life that I’ve been a little preoccupied. After years of blogging about money, I’m getting to share what the other half of my brain thinks about and I’m loving that.
And while I never intended to stop blogging at The Family CEO, I will admit to a bit of writer’s block when it comes to money topics.
But I’m still thinking about money and managing money and talking with my husband about money on a regular basis, so I thought I’d sit down and let you know what all that thinking and managing and talking has been about of late:
1. College. Always college. We have one finishing this year and one starting next year. More about that very soon.
2. Work. We’re both self-employed (Tom full-time running a business that makes up the largest part of our income and me part-time doing the bookkeeping for that business and one other and also blogging.) Being self-employed comes with a lot of freedom but also a lot of unique challenges so we talk about it. A lot.
3. Health Insurance. I don’t want to get political here on the blog, but suffice it to say that we had to make a change in health insurance this year and that took a fair amount of research and decision making on our (mostly my) part. The dust has just about settled on it all and, when it has, I’ll share with you what we did.
4. Retirement. We’re 49 and 51, so the conversations about when to retire, what our lives will look like then, and how to save for it are a lot more frequent these days. Like a lot of people, I suspect retirement for us will probably be less a date certain and more like a scaling back over time. See self-employment above.
5. Savings. For retirement, obviously, but also for a bigger emergency fund (necessary) and home improvements (fun!). I have to say that saving money can actually be exciting in the same way that paying off debt can be exciting. No really, it’s true!
6. Spending. We’re blessed with a healthy income but have you noticed that life is really expensive? We’re always trying to be more intentional with our spending, which isn’t necessarily the same thing as being frugal by the way. (One thing I have decided is that, to whatever extent The Family CEO has been a frugality blog in the past, it won’t be one going forward. There are already enough people trying to out-frugal each other on the internet so I’ll let them have at it.)
What intentional looks like for us is me pulling up a year-end report on Quicken to see where we spent our money in 2013, how it compared to 2012, and what changes we want to make for 2014. (Which reminds me that I need to do that.) If there’s anything worth sharing there I will.
So I tell you all that to say that those are they kinds of things you can expect to read about on The Family CEO in 2014. I won’t make any promises about when I’ll post or how often, but I feel safe in telling you that the posts will probably have an increasingly informal and personal feel to them because those are the kinds of blogs I like to read. Hopefully you do too.
So what’s on your financial mind these days?
P.S. If you enjoy talking about home decorating, with a little entertaining and travel thrown in, come find me at Creating This Life. Recently I told our house story and this week I’m sharing some Florida antique mall finds.