In the last couple of weeks, I’ve had some debt snowflakes land in my inbox in the form of cash back rebates from my Christmas Shopping. Specifically, I made gift purchases at Fossil and Shutterfly and both offered cash back.
(Note: Mr. Rebates (referral link) is my all-time favorite cash back site. I’ve been using it since 2006 with only the best of results.)
As you know, I give all our found money a job to do. In this season of our life, it’s paying off debt.
So last week I sent an extra $30.89 to our home equity loan as a result of those cash back rebates. The home equity loan is our last non-mortgage debt to pay off and it’s just kind of…sitting there. First came the holidays and now it’s tax season, which — when you’re self-employed — is never a fun time.
But in addition to our regularly scheduled payment, I still throw these little wins at the loan and soon we’ll be able to give our found money a more fun job to do.
Have you been able to jump-start your debt reduction or savings in the new year or are you just kind of slugging along too? Tell us about it in the comments.Creating This Life, where we talk about home, books, travel, and other life stuff.
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