The Relationship Between Clutter and Debt

by Julie on August 30, 2006 · 12 comments

I have long thought that there is a relationship between clutter and debt. Well, maybe not debt necessarily, but certainly money. This week, with the kids back in school, I’ve been doing a lot of decluttering and it has me thinking about this topic more.

First there’s the obvious: most clutter consists of items purchased. And that costs money. While some things come into our lives for free, many are things that at one time we wanted or thought we needed and so we purchased them. More purchases eventually equal more clutter.

There’s a less obvious relationship, however. A major means of saving money is to use things up, make do, and take care of what you have. Ironically, that can be harder to do when you have lots of stuff. Ever bought something at the store only to run across an identical item you forgot you had a few days later? Ever had to go out and buy something that you knew you already had but you couldn’t find it? Ever had a closet full of clothes but nothing to wear? Ever thrown out produce or other food that’s gone bad before you could eat it? I’ve done all of that and in those cases it cost me money because “stuff” got in the way. It’s better than Christmas!

I also believe that there’s another less obvious relationship. By choosing to have less (de-cluttering) I tend to value it more. Letting go of things creates a feeling of contentment and satisfaction rather than a desire to have more. Don’t believe it? Help your child clean up his or her room or playroom and watch as they re-discover toys, books, and games they had forgotten they had.

That’s because clutter represents stuff that isn’t valued. How much can I really care about items that have found their way to the bottom of my closet or a box in the basement? My goal is to have less but to really care for and value what I have.

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{ 9 comments… read them below or add one }

Amy August 31, 2006 at 3:24 pm

I completely agree. I am actually working on an article about how much you will save if you just declutter your home.

For me, being organized just doesn’t come naturally. I don’t have that gene because it is a difficult process for me.

I also grew up in a home that was chaotic and see how little my family got done because of misplaced items. It is amazing how much time we waste just trying to find thing.

Congrats your efforts to reclaim your home- I hope it is successful! I am trying to tackle clutter here too!

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Kim September 1, 2006 at 4:41 am

“My goal is to have less but to really care for and value what I have.”

I am there with you, 100%. I spent the last 2 weeks decluttering the house for a yard sale. I was amazed (and a little embarassed) over the amount of stuff I forgot I had and hadn’t touched in years.

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Jen September 1, 2006 at 2:21 pm

I am a total clutterbug, and everything you describe I have done: I’ve bought something that I already because I forgot I had it, I’ve bought items I knew I had but couldn’t find.

For those of you decluttering, you may find http://www.flylady.net helpful. It’s run by a woman who had lots of clutter in her life and she was able to create a program for herslef and others that helps get rid of the clutter. I’ve been working on my clutter for a year and a half now, and it does help!

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bluntmoney September 5, 2006 at 3:20 pm

I totally agree. Clutter is also oppressive, just like being in debt…

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WH October 6, 2006 at 6:27 pm

Weighing in late, but I just had to say: super post! I agree with you 100%…as I’ve been trying to de-clutter all summer, I’ve found things I thought I didn’t have anymore. Now, I sort things into the keepers, the donations, and the tossers…and you find that you really value your things much more.

-WH

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